Accident and Fraud Investigation Service
Fraud Investigation and The Cost of Insurance Fraud
Fraudulent insurance claims amount to of £1.9bn a year and adds an average of £44 to the annual cost that policyholders face.
Extra charges that insurers believe that people should not have to pay for and as a result they are making the investigation of fraud a priority.
Here are a couple of examples of the type of insurance scams that are making the headlines.
Crash for Cash Traffic Accidents
There was a reported event in Manchester, England with a crash for cash insurance fraud.
This entailed one man who would deliberately cause collisions for whichever client was willing
to give up his car keys and insurance details, he would be paid a fee while the claimants
demanded compensation for personal injury, courtesy cars and legal fees at the expense of
the other party's insurers.
It is important to know that if you start a fraud investigation against someone who claims that they were involved in an accident, you must have a quality plan and photographic evidence of the accident as these will needed to be produced in court.
For this what you will need to do is pass on the location of the accident with a map and a brief account of the circumstances and you will receive in return a report and photographs which clearly show the scene and a sketch plan giving the measurements of roads plus in addition to this statements from witnesses and police.
In the case of acquiring evidence, it is important that you get all the details so that the lawyer has access to the best available evidence.
Payment Protection Insurance Fraud
This is committed by people taking PPI to cover loans, credit cards and other monetary agreements.
The idea is that they obtain a large sum of money and then use the insurance to cover repayments.
To do this they feign illness or claim to have been made un-employed and cannot find work elsewhere.
It will not be the first time that someone has claimed to have suffered a debilitating injury that prevents them from working and paying off their credit legitimately, only to have a fraud investigation surveillance team capture video of them doing somersaults on the trampoline in the back garden.
These allegations can be investigated to help determine the truth by hiring fraud investigation operatives to collect and collate evidence in the form of video, photos and detailed written reports.
Ideally surveillance should be carried out by a male and female team who will physically follow a person from a designated place, then take video and still images without the target knowing. As an alternative the installation of covert day and night CCTV cameras may be a more suitable option.
We provide a service to insurance companies in relation to insurance claims and accident claims throughout the UK.We will also investigate and report on accident claims etc.Our rates are negotiable and can be either on an hourly or in some circumstances a fixed amount, that can be set to the value of the claim.
About the Author
Go Executive Protection Ltd provide some of the best Private Investigators working today and do so at with at a price to suit you, check us out at http://www.goexecutiveprotection.co.uk/insuranceclaimsinvestigator/.
