Is our Insurance company ripping us off and whats the point of fully comprehensive cover?
Okay, to cut a long story short
Dad has his pride and joy G reg Jag stolen (market value next to nothing but as a retirement present to himself priceless)
Police recover it next day
Damage to car is: one rear quarter glass smashed, steering lock damaged beyond repair and dash board damage.
Garage has quoted nearly £2000 to repair ???
The garage, realising the good condition of the car and how much it means to my dad, called yesterday saying the insurance company have told them to send the car for salvage on Monday.
We strike a deal with the garage to deliver the car home and phone the insurance company (bearing in mind we hadn't heard anything from them in nearly to weeks)
Yes the car was to be scrapped as it is beyond economic repair and a settlement figure is in the post.
Can they just scrap a car and then send out a settlement figure ?
Anyone know the best way to deal with elephant.com or are we stuffed.
Oh, and in their small print they have a "no buy back" clause
I would say take it to a lawyer, they should atleast give you the value of the car as it sits, which would be something towards its repair.
insurance companies do this to save time and mony for themselves. Thats where a lawyer is priceless.
